Do you want to achieve the best price for your property?

Engel & Völkers offers you a professional market valuation of your property determined by our experts free of charge. Please fill out the form below and we will contact you shortly.

 

Declaration of Data Protection

When using our website, you expressly consent to the registration and use of data described in this statement. Your data will be used for the purposes described below.

IP addresses

IP addresses are required for problem diagnosis, website administration and demographic information. When you visit our site, we recognize only your domain name in any case your e-mail address. Just see your email address if you provide us directly through a form or send us an email.

Cookies

Cookies are used to personalize content, to avoid repeated introduction of passwords or information provided to adapt to the preferences of the user.User registrationOur website contains forms that can be filled to request information. When you register, we will send the requested information.

Email Address

If you provide your e-mail address, we will contact you by email. Do not provide your email address to third parties outside Engel & Völkers. If you no longer wish to receive our e-mails, you can give unsubscribe at any time.Links to other websites Our website contains links to third-party websites. Engel & Völkers is not responsible for protective measures or data content from other websites.

Cancelation

If you no longer wish to receive emails of Engel & Völkers can revoke previously granted permission at any time. The email notification is sufficient for your e-mail is deleted from the list or database web log.

Subscribe to our newsletter now and be the first to know about new property listings!

Discover interesting properties from our portfolio and find out about our services and the fascinating world of Engel & Völkers.

Declaration of Data Protection

When using our website, you expressly consent to the registration and use of data described in this statement. Your data will be used for the purposes described below.

IP addresses

IP addresses are required for problem diagnosis, website administration and demographic information. When you visit our site, we recognize only your domain name in any case your e-mail address. Just see your email address if you provide us directly through a form or send us an email.

Cookies

Cookies are used to personalize content, to avoid repeated introduction of passwords or information provided to adapt to the preferences of the user.User registrationOur website contains forms that can be filled to request information. When you register, we will send the requested information.

Email Address

If you provide your e-mail address, we will contact you by email. Do not provide your email address to third parties outside Engel & Völkers. If you no longer wish to receive our e-mails, you can give unsubscribe at any time.Links to other websites Our website contains links to third-party websites. Engel & Völkers is not responsible for protective measures or data content from other websites.

Cancelation

If you no longer wish to receive emails of Engel & Völkers can revoke previously granted permission at any time. The email notification is sufficient for your e-mail is deleted from the list or database web log.

Savvy Property Financing

Legendary investor John Paulson has clear advice on property ownership: “If you do not own a home, buy one”, he says. “If you already have one, buy another. If you already have two, buy a third. And also lend your relatives money, so that they can buy one too.”  Of course, everyone would like to live in their own four walls. The question is how to finance your dream home. As a first orientation we will introduce you to the most important tools and inform you about the most common mistakes. 

Savvy Property FinancingPlan meticulously and realistically

Your dream of owning a property stands and falls with your financing plan. Therefore you should start by thinking about how you will finance your property before you start looking for one. Only once you are aware of your financial options can you assess what properties are within your reach. As a general rule, owner builders as well property buyers should come up with an own capital of 20 to 30 percent of the purchase value. Keeping this in mind, it is advisable to check the actual state of your finances. What financial resources are at your disposal? What are your monthly expenses? This will provide you with an overview of how much you have available to finance your property. When doing the calculation, you should also take into account the monthly running expenses such as rates and taxes, insurance, water and electricity as well as heating. It is also recommendable to make provision for unforseen expenses. After all, what would be the use of owning a dream home if there is no money left to buy a new washing machine when the old one packs up.

Classic ways of financing property

The most common way to finance property is by taking up a mortgage loan, specifically an annuity loan which covers up to 80 percent of the costs involved. The main attribute of this type of loan is that the repayment rate remains constant over the payback period. This allows for maximum planning security. Thus the owner builder or buyer will know precisely how much to pay back every month, which protects against unpleasant surprises. This type of loan is particularly attractive in combination with a fixed interest rate, which is granted to the loan recipient over a long-term period and provides additional planning security. But instead of only using one type of financing, it might also be a good idea to consider a suitable financing mix. Apart from the classic mortgage loans there are also government-subsidised options, which should not be missed out on. These include the so-called Riester incentives, family subsidies, federal state incentives as well as favourable loans by the KfW development bank. If you have a building savings contract, this could of course also form part of your financing plan. No matter what combination you use in the end, it is always worthwhile to make a comparison of the various options. When doing so, you need to compare the effective interest and not the debit interest, as the effective interest contains all the applicable charges.

In light of historically low interest rates, buying a home has become more affordable than ever. Visit our website if you are looking to buy property. There you will find all the information on the diverse range of high quality houses and apartments that we have specialised in for over 35 years. 

Engel & Völkers

Andorra
C/ Na Maria Pla 2-6
AD500 Andorra la Vella
Andorra
Phone
+376 88 66 88

To the shop



Array
(
    [EUNDV] => Array
        (
            [67d842e2b887a402186a2820b1713d693dd854a5_csrf_offer-form] => MTM5MjE5NzU3NkJ4d29xancwTDVhZWFIRzEycXAxcW9SdElHdVBqMTdV
            [67d842e2b887a402186a2820b1713d693dd854a5_csrf_contact-form] => MTM5MjE5NzU3NnlHcUR0Y2VlTXVPUndLMHZkMW9zMnRmRlgxaUcwaFVG
        )

)