First Time Buyers

Exciting times, buying a property for the first time.

There is nothing like a face to face chat with one of our experts when it comes to buying a property for the first time. However we understand, especially today that this might not always be possible. So here are a few useful tips and reminders for you as a first time buyer.

We totally understand that this might seem daunting experience however we are here to make this an exceptionally joyful one. With our help and
expertise you can handle the process smoothly and step by step.

Firstly, are you finances in order. What deposit do you have and what have the banks offered you? Do not forget you will need to set aside funds for the stamp duty and the Notarial fees. But here’s the great news. The Malta Budget 2021 announced that first time home buyers will be exempt on duty on the the first €200,000 (this was €175,000). This exemption has been extended for another year effective immediately.

So now we can move on to your second step, by starting your research and finding what will make the best home for you to suit your lifestyle and your needs. That’s where our agents come in. We have a number of properties that are available and suitable for the first time buyer. So get in touch with us and an experienced agent will help you find your first home while benefitting from this exemption. Our agents will be able to answer all the questions you might be thinking of, for example:

1. Are there any common part charges?
2. How large is the outdoor space?
3. Is the garage included?
4. Are the kitchen cupboards and appliances included in the price?
   
   

We can help you narrow your search for property and will enable us to find more appropriate properties tailored for your needs. To have a greater understanding of what the market represents we invite you to take a look at our website to see what first time buyer properties are currently available. Do not feel discouraged if you don't find the property you want on our website as we have many more within our database.

Once you go out on viewings with our agents and you have found the property of your choice and you are sure you want to buy, let the agent know and guide you on how to proceed further. We wish you the best of luck in purchasing your first home and we do hope that you will give us the opportunity to be with you on this journey every step of
the way.

Click here to view properties that fall under the First Time Buyers Programme!