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Useful tips for buying your first home

When it comes to buying the first home, our decision is overtaken by an ambiguity of emotions. On the one hand, we are carried away by the enthusiasm of taking this major step; on the other, we fear that the consequences may not be in our favour.It is, therefore, important that the dream and the pondering go hand in hand. This is why we will give you five key tips to make sure everything goes the way you want it.

1. Choose the type of property you want to buy
When choosing your first home you will discover a wide range of options and, therefore, you need to think about the festures of the property: its location, its type; whether it is a house or flat, whether it has balconies or garage, etc.Thinking about these questions is fundamental to discerning which characteristics you can not live without and which can be left out.
Moreover, at this stage it is also appropriate to be realistic about your expectations, given your financial situation and whether you will need a mortgage to buy a property.

2. Calculate the costs

As we know, calculating costs through our expectations are not always as realistic as we would like. Still, it is really important that when purchasing the first home, consider the monthly expenses that will add up along with the mortgage. The utility bills such as water, electricity and Internet as well as personal expenses and service charges must be included in your calculation so that you can estimate your budget and determine your affordability.

Sintra - pexels-photo-186077.jpeg

3. Do not settle for anything less
When viewing homes, it is important for the property to tick all the boxes.Thus, it is imperative that you view several houses within the price you can afford. This way, you will avoid unnecessary viewings on properties that are out of your price range.

4. Seek expert help
A good real estate agency can be key in this process. Take advantage of the professionalism and experience of those who know the market best and will realistically find what you are looking for and what the ideal price range is for you.In this way, you will be able to stay abreast of opportunities that you would otherwise not know about.

5. Evaluate everything

When the right house is chosen, it's time to analyse everything else. Do not forget to evaluate its outstanding debts; the legal status of the property, and its energy certificate.

Palace by the architect Norte Júnior (RESERVED)

Grande Lisboa, Sintra, Portugal
Buying price EUR
Living area 600 m²
Rooms 20

Engel & Völkers

Largo Afonso de Albuquerque, 5/6
2710-519 Sintra
+351 21 600 90 60

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