One or more photo(s) has been virtually staged. **NEW ROOF PRIOR TO CLOSING WITH ACCEPTABLE OFFER** Welcome to 970 14th Street NE in Winter Haven, FL—a beautifully updated and thoughtfully designed 4-bedroom, 3-bathroom home offering 2,408 square feet of heated and cooled living space. Perfect for multi-generational living or guests, this property includes an attached in-law suite and a spacious 2-car garage (22x21). Inside, the home boasts luxury vinyl plank flooring throughout the main living areas and tile in all wet spaces, with no carpet anywhere. The living room (19x14) flows into a bright and modern kitchen (12x8) featuring granite countertops, stainless steel appliances, bar seating, and stunning updated white cabinetry. A generous dining area (17x13) is perfect for hosting family meals or entertaining guests. The primary bedroom (16x13) is a true retreat with double closets, a private ensuite bathroom, and a sliding glass door that leads directly to the expansive Florida room (30x13). Two additional guest bedrooms (12x10 and 13x11), a versatile bonus room/office (12x11), and an 18x14 in-law suite offer flexible space for family, work, or guests. Outside, the .27-acre fenced yard provides privacy and room to enjoy the outdoors. Located in a quiet, established neighborhood just steps from Lake Elbert, this home offers the convenience of being minutes from schools, shopping, and medical facilities—with the added bonus of NO HOA. Fresh paint and modern touches throughout make this home truly move-in ready, and all appliances convey. Don’t miss the opportunity to make this stunning Winter Haven property yours!