This home is partially furnished FOR RENT OR FOR SALE! It is one of the original builds in Midtown Oaks, completed before the builder transitioned to lower-end finishes, and it stands apart in both quality and detail. Constructed with durable Hardie board siding, the home features quartz countertops, stainless steel appliances, all window blinds, a washer and dryer, and some furnishings, including a large living room TV and some bedroom furniture, making it truly move-in or rent-ready. Designed with the highly desirable Palm floor plan, the open-concept layout seamlessly connects the living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The kitchen offers a spacious breakfast bar, pantry, and modern finishes that balance style and function. Upstairs, the primary suite provides a peaceful retreat with a walk-in closet and a private en-suite bath featuring a double vanity, walk-in shower, and linen closet. Smart Home technology, an alarm system, fabric hurricane window and door protection, and a one-car garage add comfort and peace of mind. The backyard is fenced on two sides, with only a small section needed to create a fully private outdoor space. A rare opportunity in today’s market, this home offers an assumable low-interest loan at approximately 4.5% for qualified buyers. With low HOA fees that include termite protection and a community that allows rentals with no restrictions, the property is ideal for investors or owner-occupants alike. Location is just minutes from the University of West Florida, West Florida Hospital, shopping, dining, the airport, and Pensacola’s beautiful beaches. It also serves as a convenient midway point between NAS Pensacola/Corey Station and Whiting Field and offers easy access to I-10,making commuting simple for military members and professionals alike. Whether you’re a first-time buyer, investor, or someone seeking a low-maintenance prime location, this checks the box.