Finding a spacious townhome in St. Johns County with the primary suite downstairs, no homes behind it, great amenities, & at an affordable price seemed impossible-until now! Welcome to 138 Pine Bluff, where you'll enjoy low maintenance living in a great location. This popular Osprey plan offers 3 bedrooms, 2.5 baths, a versatile loft, & an open-concept main level. The gourmet kitchen impresses w/quartz counters, crisp white cabinetry, Whirlpool appliances, a stainless-steel farmhouse sink, under-cabinet lighting, & open shelving. Step outside to the expanded paver patio & enjoy peaceful tree-lined views. Inside, stylish LVP flooring adds a modern touch, and the screened, covered lanai offers a relaxing spot with private, tree-lined views. Located in Silverleaf's Holly Forest, you'll enjoy NO CDD fees along with resort-style amenities—pools, playgrounds, sports courts, trails, & more. Plus, you're just minutes from top schools, shopping, dining, and all that St. Augustine has to offer. Silverleaf is one of St. Johns County's newest master-planned communities, offering resort-style amenities without the CDD fees. Residents enjoy multiple pools, fitness centers, playgrounds, dog parks, sports courts, and miles of scenic trails. With top-rated schools, convenient access to shopping and dining, and a variety of neighborhoods and home styles, Silverleaf combines modern living with small-town charm in an unbeatable location.