Real estate financing Hamburg – Tailor-made financing solutions
Engel & Völkers Finance helps you secure the perfect financing for your Hamburg property – trust our experienced experts to guide you through your real estate purchase.
Your advantages with Engel & Völkers Finance
Your mortgage advisors in Hamburg - With Engel & Völkers Finance, your dream property is within reach
Every real estate financing solution should be as unique and reliable as your individual needs. Whether you are considering a historic building in Eppendorf, a penthouse in HafenCity or a terraced house in Altona - Hamburg offers a diverse range of opportunities. With our expertise and extensive experience, we help you turn your dream project into reality—quickly, dependably, and on the most favorable terms. From start to finish, we provide comprehensive support for your property purchase, offering attractive financing options and professional, personalized service every step of the way.
550+ lenders
We will find the right conditions for you from a portfolio of over 550 lenders.
Free advice
You will receive personal, non-binding advice from our local financing experts on site.
Individual service
From the initial consultation to the successful conclusion of the contract, we offer you a tailor-made service.
How much can I afford?
Home Affordability Calculator: Determine Your Budget for a Property in Hamburg
Use our free calculator to quickly and easily gain clarity on the property price you can afford in the Hanseatic City. By calculating your budget early on, you can begin your property search in Hamburg with confidence—whether you are interested in a house in Blankenese or an apartment in the popular Schanzeviertel district. Take advantage of this non-binding budget check today and discover suitable properties directly from the Engel & Völkers network in your preferred area.
Buying a house in Hamburg
Simply enter your available down payment and monthly net household income, and our calculator will instantly provide an estimate of the maximum purchase price you can afford in Hamburg
Frequently asked questions
Real estate financing in Hamburg
You can schedule an appointment with a local financing advisor in Hamburg, either in person or virtually. During the consultation, we will carefully assess your needs and financial options to develop personalized financing proposals tailored to your unique circumstances and objectives. Additionally, a free, non-binding financing proposal can be requested in advance.
In Hamburg, it is advisable to plan for at least 10–20% of the purchase price as equity to secure reliable financing. In addition to the purchase price, you should also consider ancillary costs such as land transfer tax, notary fees, and real estate agent commissions. With our free home affordability calculator, you can easily determine the price range of properties you can afford in the capital.
Various subsidy programs are currently available for Hamburg, including KfW loans for energy-efficient building and buying. The construction financing consultants at Engel & Völkers Finance will advise you individually on which subsidies are available for your project.
Yes, Engel & Völkers Finance offers financing for both owner-occupiers and investors in Hamburg. The requirements for financing differ, so please ask for advice on your personal financing project advice.
Interest rate fluctuations can affect the cost of your financing. It is therefore important to obtain financing that is tailored to your needs. Our Berlin experts will advise you individually on how to plan your real estate financing in a stable and long-term manner - regardless of short-term interest rate changes.
Get in touch now
Your financing request for Hamburg
Engel & Völkers Finance Germany GmbH
Licensee of Engel & Völkers Residential GmbH
Vancouverstraße 2a, 20457 Hamburg