Buyer

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Brokerage commission for property sales

If you wish sell your property, you have many options. You can sell the property yourself – to do this, most vendors place listings in the appropriate online real estate portals. This is extremely economical as well as practical since these websites are specifically visited by prospective buyers searching for properties. As a vendor, you must of course take care to provide as much important information as possible since prospective purchasers can filter their searches according to various criteria. We have put together additional tips for you in this informational chart on the subject of selling property on your own.

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Co-ownership: buying or owning a property jointly

Sole ownership, joint ownership, co-ownership – when buying a property, there are different forms of home ownership. Co-ownership in particular is widespread in Switzerland. Whether you’re siblings, a married couple or business partners, it’s important to be aware of the differences, pros and cons.

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Assembly of the owners and management of the condominium

The community of co-owners meets at least once a year at the assembly, where they are informed about community matters and make resolutions. Motions may be brought before the assembly, subject to the observance of regulatory deadlines. In order to guarantee that the assembly proceed smoothly, it is worth sending the condominium owners a corresponding agenda list in advance and, if necessary, to attach appropriate offers for upcoming work.

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Condominium ownership - Renovation fund and value of a share

The creation of a renovation fund is not required by law. However, if the regulations provide for the establishment of a renovation fund, this provision must be complied with. It is advisable to create the renovation fund already in the first year after completion of the property. The contributions paid in are earmarked and serve to maintain the value of the property. They are intended in particular for future renovation work, such as on the roof, building technology or on the building envelope.

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What needs to be taken into account when purchasing a condominium?

There are a number of important points to consider when purchasing a condominium. It is vital that not only an excerpt from the land register be available for inspection, or a cadastral plan, for the housing unit intended to be purchased, but also for the main land plot on which this housing unit is located.

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Legal bases of condominium ownership

In Switzerland, the term “condominium” has been used since January 1965 and originates in Art. 712a et seqq of the Swiss Civil Code (CC).

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Rights and obligations in condominium ownership

The acquisition and holding of a condominium are linked to numerous rights and obligations. The most important regulations and decrees concerning condominium ownership are the following:

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Property - related taxes Advisor

Property ownership can result in a variety of taxes. These are generally determined by the location of the property – namely, in the canton where the property is located. This means that one person owning property in various cantons may be liable to pay taxes to different cantons. In such cases, different cantonal taxation systems come into effect, with the result that the taxation of property can easily become a rather complicated issue.

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Condominium ownership explained in brief

Your own four walls at last! Would you like to buy an apartment or have you already bought your own apartment? We explain the principles of condominium ownership and show you what you should pay particular attention to as a buyer or owner.

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Can I buy residential property in Switzerland as a foreigner?

Regardless of nationality, moving into their own four walls is a big dream for many people. However, under the Federal Act on the Acquisition of Real Estate by Persons Abroad ("Lex Koller"), Swiss lawmakers make a distinction between Swiss and foreign property buyers. This is intended to prevent the "alienation of domestic land". To this end, the legislator makes the acquisition of property or building land subject to authorisation in certain cases.

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What are my obligations after buying a property?

Those who go from renting to owning are usually full of excitement at the prospect of having their own home. But in addition to the rights you benefit from when you purchase property in Switzerland, you also have new obligations that you need to be aware of.

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Buy real estate on Lake Maggiore: The rustico presents itself romantically

With real estate agent Engel & Völkers in Ascona, you can buy picturesque, romantic properties on Lake Maggiore, such as a rustico. Rustici were once functional houses mainly used for agriculture in Ticino. Traditionally, Ticino builders used sturdy granite stone for the walls and roof of a farmhouse. This not only provides these houses with special stability but also ensures that they blend visually with the impressive mountain landscape. The rustici available on Lake Maggiore today reflect this romantic architecture. Inside, however, many of these properties surprise with high-quality or even luxurious furnishings that meet the latest standards. It is precisely this contrast between the rustic architecture, the romantic flair, and the high-tech furnishings that is so inspiring. Discover your ideal rustico on Lake Maggiore with us as your real estate agent, whether as a fascinating vacation home or a dreamlike permanent residence.

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Contact

Contact your personal advisor

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Engel & Völkers Switzerland

Poststrasse 26

6300 Zug | Switzerland

Tel: +41 41 500 06 06