A small house model and magnifying glass on top of paperwork, symbolizing real estate analysis or property evaluation.

Mortgage inspection

One of the most important checks to make before purchasing a house is the mortgage inspection, which involves consulting the records, notes, and titles deposited with the real estate publicity services of the Agency of the Territory.

Tre persone discutono di immobili a un tavolo; un laptop mostra un annuncio di una casa. La donna tiene in mano grafici stampati, mentre gli altri ascoltano attentamente.

Home renovation mortgage: how it works and key advantages

Buying a property to renovate is today one of the most strategic choices in the Italian real estate market. The renovation mortgage is establishing itself as a financial tool of growing importance: it allows you to finance in a single solution both the purchase of the property and the costs of construction work, simplifying the financial management of the entire process. Generally lower purchase prices, the freedom to customize every space, and the concrete opportunity to increase the property’s value over time are elements that attract an increasingly wide range of informed buyers.

Tre persone discutono di immobili a un tavolo; un laptop mostra un annuncio di una casa. La donna tiene in mano grafici stampati, mentre gli altri ascoltano attentamente.

Renovation mortgage: how it works and main advantages

Purchasing a property to renovate is today one of the most strategic choices in the Italian real estate market. The mutuo con ristrutturazione is emerging as an increasingly relevant financial tool: it allows buyers to finance both the purchase of the property and the renovation costs in a single solution, simplifying the overall financial management of the process. Generally lower purchase prices, the freedom to customise every space, and the concrete opportunity to increase the property’s value over time are factors that attract an ever-growing number of informed buyers.

Sheets with numbers and tax calculations next to a calculator and house keys, representing the costs and taxes associated with the purchase of a second home.

Taxes on the purchase of a second home: complete guide

You’ve found the seaside or mountain home you’ve been looking for. Before making an offer, however, it’s important to do the math: how much will that purchase really cost from a tax perspective? Taxes on a second home are different, and more burdensome, than those on a primary residence. Knowing them in advance is the best way to assess whether the transaction is financially sustainable without any surprises.

A hand holds a miniature white house model, while another hand offers a silver key, symbolizing real estate or homeownership.

What does it mean to own a house?

Becoming a homeowner is one of life’s big steps. It’s a major financial and logistical commitment, but brings with it extra security and the ability to put your own stamp on a place.

Woman in white shirt examining papers related to international real estate in an upscale, sunlit room with large windows and modern furnishings, suggesting a high-end property investment scenario

International Real Estate: Advantages, Tips, and Countries in Focus

Purchasing international real estate is a significant step that requires careful planning and in-depth knowledge. Engel & Völkers accompanies you on this journey with expertise and a worldwide network. Whether you're looking for a holiday home in Tuscany, a villa on the Côte d'Azur, or an apartment on Lake Constance – we support you in selecting international real estate in the best locations, clarify legal and financial aspects, and help you realize your international real estate dreams abroad.

Bright, open-concept living space with white chairs, a fireplace, and a dining area. Light gray wood floors and stone accent walls.

The sale of bare ownership

The concept of bare ownership can be remarkably helpful for both those wishing to buy a home and those selling it. While the buyer can obtain a lower price than the average value of real estate in a given category, the seller can count on the immediate availability of the agreed sum, while still securing the right of usufruct for life.