You’ve found the seaside or mountain home you’ve been looking for. Before making an offer, however, it’s important to do the math: how much will that purchase really cost from a tax perspective? Taxes on a second home are different, and more burdensome, than those on a primary residence. Knowing them in advance is the best way to assess whether the transaction is financially sustainable without any surprises.
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The joint loan is an option often chosen by couples buying a home in joint ownership of property.
Visiting a property for the first time is a moment filled with expectations, where it is easy to let yourself be guided by the overall impression and overlook elements that, if ignored, can turn into significant problems after the closing. Knowing what to check before buying a house is a skill that protects the buyer and allows for more informed decisions at every stage of the process.
Purchasing a property to renovate is today one of the most strategic choices in the Italian real estate market. The mutuo con ristrutturazione is emerging as an increasingly relevant financial tool: it allows buyers to finance both the purchase of the property and the renovation costs in a single solution, simplifying the overall financial management of the process. Generally lower purchase prices, the freedom to customise every space, and the concrete opportunity to increase the property’s value over time are factors that attract an ever-growing number of informed buyers.
Buying a property to renovate is today one of the most strategic choices in the Italian real estate market. The renovation mortgage is establishing itself as a financial tool of growing importance: it allows you to finance in a single solution both the purchase of the property and the costs of construction work, simplifying the financial management of the entire process. Generally lower purchase prices, the freedom to customize every space, and the concrete opportunity to increase the property’s value over time are elements that attract an increasingly wide range of informed buyers.
Beware of traps and read the fine print before you sign
Purchasing international real estate is a significant step that requires careful planning and in-depth knowledge. Engel & Völkers accompanies you on this journey with expertise and a worldwide network. Whether you're looking for a holiday home in Tuscany, a villa on the Côte d'Azur, or an apartment on Lake Constance – we support you in selecting international real estate in the best locations, clarify legal and financial aspects, and help you realize your international real estate dreams abroad.
The concept of bare ownership can be remarkably helpful for both those wishing to buy a home and those selling it. While the buyer can obtain a lower price than the average value of real estate in a given category, the seller can count on the immediate availability of the agreed sum, while still securing the right of usufruct for life.
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Becoming a homeowner is one of life’s big steps. It’s a major financial and logistical commitment, but brings with it extra security and the ability to put your own stamp on a place.
Smart city: an elegant and catchy expression, which nevertheless has a not inconsiderable polarising potential. Below, we try to explain why. With the arrival of the new millennium, the English term 'smart' has become widely used in areas such as business, politics and even building design. Translated as 'smart, talented, effective', the word has a decidedly positive connotation, thus drawing more and more attention to itself. Initially, the concept mostly indicated a way of reacting to the social challenges of the time. These included managing the financial crisis, demographic change, ecology, environmental protection and resource recovery.