Buyer

Mortgage amortization: understand how to reduce years and interest on your home loan

Learn how mortgage amortization can shorten your loan term and significantly reduce the total interest you pay.

How to Save Money to Buy a House in 2025

Buying a house is, for many, one of the most significant milestones of adult life. It represents not only the realisation of a dream but also a long-term investment with a direct impact on financial stability and family well-being. In 2025, this goal remains relevant and desirable, but it comes with new challenges that require even more rigorous planning.

How to get a mortgage to buy a house in Portugal

Buying a house is, for many, one of the biggest financial commitments of their lives. Given the size of the investment, most buyers rely on a mortgage to make this goal a reality. However, getting a home loan is a process that requires preparation, knowledge, and attention to detail. Choosing the right bank, understanding the contractual terms, and knowing how to negotiate conditions are key steps to ensuring financing that suits your needs and possibilities.

What is the mortgage effort rate and why you should calculate it before buying a home

Find out what effort rate means in mortgage loans and why you should calculate it before buying

Juan-Galo Macià appointed President of Engel & Völkers South America

Engel & Völkers has announced the promotion of Juan-Galo Macià as President of South America to further establish the company as the leading luxury real estate broker in the Hispanic world. Macià takes over this role in addition to his position as CEO of the company`s brokerage business in Spain, Portugal, and Andorra. Under Macia`s leadership the Iberian market experienced remarkable growth and developed as a strong strategic region for the German real estate company. “We are highly committed to further growth in this market and to expand our presence in South America,” says Jawed Barna, CEO of the Engel & Völkers Group. In his new additional role Macià will lead the activities in South America - including those countries already operating under the Engel & Völkers brand.   

How to find good houses for sale in Portugal

Tips for buyers

Assessment of a Property’s Condition Before Buying a Home

Few moments in life are as important and significant as the decision to buy a home. Therefore, it is essential to ensure that everything goes as smoothly as possible, avoiding unexpected costs and following all necessary steps. One of the most crucial factors is knowing the real condition of the building, a step that protects against various medium- and long-term problems.

Discover the new projects in Lisbon for investors

The real estate market in Lisbon has proven to be increasingly dynamic and attractive for investors looking for opportunities to diversify and enhance their assets. In recent years, the Portuguese capital has undergone a significant transformation, driven by architectural innovations, sustainable projects, and growing international interest. In this context, the new projects in Lisbon have been attracting attention from those looking to invest in modern properties located in strategic areas with the potential to generate substantial returns.

How to buy an apartment with no down payment in Portugal

In today's Portuguese real estate market, the search for innovative solutions to acquire a property has led many potential buyers to ask: how to buy an apartment with no down payment? This challenge, which seemed insurmountable a few years ago, has become a topic of study and debate among experts and those interested in investing in property. In a context where apartment prices continue to rise and saving for an initial payment becomes increasingly difficult, understanding the alternatives and strategies to bypass the down payment requirement can bring the dream of homeownership closer to reality. This article, aimed at Engel & Völkers' audience, explores in depth the different approaches, strategies, and solutions available for those looking to acquire an apartment without a significant initial payment, analyzing everything from the importance of strict financial planning to financing alternatives and support programs available.

How to calculate the deed cost when buying a property in Portugal

Learn how to calculate the deed cost of a property in Portugal and avoid surprises when buying

Tips for Buying Apartments Under Construction in Portugal

Buying an apartment under construction can be an excellent opportunity for those who want to acquire a new, modern home and, in many cases, with greater flexibility for customisation. However, this choice also involves specific risks and requires attention to several technical, legal, and financial details. The key to a good deal lies in a thorough analysis of each stage of the process.

Engel & Völkers Market Report Portugal 2022-2023