
What is the mortgage effort rate and why you should calculate it before buying a home
Find out what effort rate means in mortgage loans and why you should calculate it before buying

Find out what effort rate means in mortgage loans and why you should calculate it before buying
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Learn how to calculate the deed cost of a property in Portugal and avoid surprises when buying

Understand the advantages, the risks and the key points to analyse before accepting a proposal from a real estate investment fund

Find essential tips to buy a house in Setúbal with confidence and enjoy the best of the region

Buying a house is, for many, one of the most significant milestones of adult life. It represents not only the realisation of a dream but also a long-term investment with a direct impact on financial stability and family well-being. In 2025, this goal remains relevant and desirable, but it comes with new challenges that require even more rigorous planning.

Portugal has steadily climbed the ranks as one of the top destinations in Europe for buy-to-let property investment. With its robust tourism industry, favourable tax policies, and high rental yields, the country offers a compelling opportunity for investors looking to maximise their returns. Here’s why Portugal stands out as an excellent choice for buy-to-let investments.

Discover the key factors investors evaluate before buying a property, including profitability, location, risk, appreciation potential, and overall investment costs.
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Engel & Völkers has announced the promotion of Juan-Galo Macià as President of South America to further establish the company as the leading luxury real estate broker in the Hispanic world. Macià takes over this role in addition to his position as CEO of the company`s brokerage business in Spain, Portugal, and Andorra. Under Macia`s leadership the Iberian market experienced remarkable growth and developed as a strong strategic region for the German real estate company. “We are highly committed to further growth in this market and to expand our presence in South America,” says Jawed Barna, CEO of the Engel & Völkers Group. In his new additional role Macià will lead the activities in South America - including those countries already operating under the Engel & Völkers brand.

Find out what a mixed rate mortgage is, how it compares to fixed and variable rates, in which circumstances it is the most advantageous option and what to analyse before signing your mortgage contract.

Practical tips to negotiate your mortgage and buy the home of your dreams safely

Few moments in life are as important and significant as the decision to buy a home. Therefore, it is essential to ensure that everything goes as smoothly as possible, avoiding unexpected costs and following all necessary steps. One of the most crucial factors is knowing the real condition of the building, a step that protects against various medium- and long-term problems.

The real estate market in Lisbon has proven to be increasingly dynamic and attractive for investors looking for opportunities to diversify and enhance their assets. In recent years, the Portuguese capital has undergone a significant transformation, driven by architectural innovations, sustainable projects, and growing international interest. In this context, the new projects in Lisbon have been attracting attention from those looking to invest in modern properties located in strategic areas with the potential to generate substantial returns.
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Engel & Völkers Portugal
Av. da Liberdade 196, 7 andar
1250-096 Lisboa, Portugal
Tel: +351 210 200 490