Buyer
What is the mortgage effort rate and why you should calculate it before buying a home
How to Negotiate a Mortgage
- 5 min read
Guide to Buying a Home in Setúbal and Making the Most of the Region
How to buy a house with sea view in Portugal
How to buy a holiday home in Portugal as an investment
Buying a holiday home in Portugal can be more than just a way to enjoy your vacations — it can also be a solid investment opportunity. In recent years, the Portuguese real estate market has gained popularity among both domestic and foreign investors due to the country’s economic stability, quality of life, and growing tourism sector.
Young Home Loan with 100% Financing: What You Need to Know
With the rising cost of housing in Portugal, many young people face a major challenge: how to buy a home without having a large down payment? To address this issue, the Portuguese government recently introduced a measure aimed at individuals up to 35 years old, allowing home loans with 100% financing—that is, without any upfront payment. This initiative aims to promote access to homeownership and ease pressure on the rental market, offering a unique opportunity for those wanting to take their first step into the real estate market.
How to get a mortgage to buy a house in Portugal
Buying a house is, for many, one of the biggest financial commitments of their lives. Given the size of the investment, most buyers rely on a mortgage to make this goal a reality. However, getting a home loan is a process that requires preparation, knowledge, and attention to detail. Choosing the right bank, understanding the contractual terms, and knowing how to negotiate conditions are key steps to ensuring financing that suits your needs and possibilities.
Tips for Buying Apartments Under Construction in Portugal
Buying an apartment under construction can be an excellent opportunity for those who want to acquire a new, modern home and, in many cases, with greater flexibility for customisation. However, this choice also involves specific risks and requires attention to several technical, legal, and financial details. The key to a good deal lies in a thorough analysis of each stage of the process.
Discover the Pros and Cons of living in an Apartment
Choosing the ideal type of housing is one of the most important decisions when buying a home. Among the various available options, apartments remain a very popular choice, especially in urban areas where detached houses are limited and accessibility is highly valued. However, this choice should be made based on a clear evaluation of the associated advantages and disadvantages, always taking into account each person's or family's lifestyle and individual needs.
How to Save Money to Buy a House in 2025
Buying a house is, for many, one of the most significant milestones of adult life. It represents not only the realisation of a dream but also a long-term investment with a direct impact on financial stability and family well-being. In 2025, this goal remains relevant and desirable, but it comes with new challenges that require even more rigorous planning.
FOR MORE INFORMATION
Contact us
Engel & Völkers Portugal
Av. da Liberdade 196, 7 andar
1250-096 Lisboa, Portugal
Tel: +351 210 200 490