Buyer

How to get a mortgage to buy a house in Portugal

Buying a house is, for many, one of the biggest financial commitments of their lives. Given the size of the investment, most buyers rely on a mortgage to make this goal a reality. However, getting a home loan is a process that requires preparation, knowledge, and attention to detail. Choosing the right bank, understanding the contractual terms, and knowing how to negotiate conditions are key steps to ensuring financing that suits your needs and possibilities.

  • 6 min read
Visit How to get a mortgage to buy a house in Portugal
Bright, modern living room with a white sofa, orange pillows, dining table, and large windows.

Tips for Buying Apartments Under Construction in Portugal

Buying an apartment under construction can be an excellent opportunity for those who want to acquire a new, modern home and, in many cases, with greater flexibility for customisation. However, this choice also involves specific risks and requires attention to several technical, legal, and financial details. The key to a good deal lies in a thorough analysis of each stage of the process.

  • 6 min read
Visit Tips for Buying Apartments Under Construction in Portugal
Overhead shot of a person signing a document on a gray desk. A pen, glasses, and notebooks are nearby. The person wears a gray suit.

Assessment of a Property’s Condition Before Buying a Home

Few moments in life are as important and significant as the decision to buy a home. Therefore, it is essential to ensure that everything goes as smoothly as possible, avoiding unexpected costs and following all necessary steps. One of the most crucial factors is knowing the real condition of the building, a step that protects against various medium- and long-term problems.

  • 4 min read
Visit Assessment of a Property’s Condition Before Buying a Home
Photo shows a key holder as a black house with a golden key, coins and cash

Portugal – One of the best Buy-to-Let investment destinations in Europe

Portugal has steadily climbed the ranks as one of the top destinations in Europe for buy-to-let property investment. With its robust tourism industry, favourable tax policies, and high rental yields, the country offers a compelling opportunity for investors looking to maximise their returns. Here’s why Portugal stands out as an excellent choice for buy-to-let investments.

  • 3 min read
Visit Portugal – One of the best Buy-to-Let investment destinations in Europe
Close-up of a white door with a black frame, featuring a gold handle, lock, and doorbell.

How to buy an apartment with no down payment in Portugal

In today's Portuguese real estate market, the search for innovative solutions to acquire a property has led many potential buyers to ask: how to buy an apartment with no down payment? This challenge, which seemed insurmountable a few years ago, has become a topic of study and debate among experts and those interested in investing in property. In a context where apartment prices continue to rise and saving for an initial payment becomes increasingly difficult, understanding the alternatives and strategies to bypass the down payment requirement can bring the dream of homeownership closer to reality. This article, aimed at Engel & Völkers' audience, explores in depth the different approaches, strategies, and solutions available for those looking to acquire an apartment without a significant initial payment, analyzing everything from the importance of strict financial planning to financing alternatives and support programs available.

  • 5 min read
Visit How to buy an apartment with no down payment in Portugal
Close-up of a white door with a black frame, featuring a gold handle, lock, and doorbell.

How does buying an apartment work?

Buying an apartment is a significant step and, for many, a lifelong dream. This article aims to provide a detailed explanation of the process involved in purchasing a property, covering everything from initial preparation to finalizing the purchase.

  • 5 min read
Visit How does buying an apartment work?
Indoor rendering of a luxury newly built bedroom

Discover the Pros and Cons of living in an Apartment

Choosing the ideal type of housing is one of the most important decisions when buying a home. Among the various available options, apartments remain a very popular choice, especially in urban areas where detached houses are limited and accessibility is highly valued. However, this choice should be made based on a clear evaluation of the associated advantages and disadvantages, always taking into account each person's or family's lifestyle and individual needs.

  • 5 min read
Visit Discover the Pros and Cons of living in an Apartment

FOR MORE INFORMATION

Contact us

A smiling woman in a pinstripe suit stands with her arms crossed against a white background.
Smiling man in a gray suit and white shirt against a white background. He has brown hair and a beard.
A woman with blonde hair and blue eyes, wearing a gray blazer and brown shirt, stands with her arms crossed.

Engel & Völkers Portugal

Av. da Liberdade 196, 7 andar

1250-096 Lisboa, Portugal

Tel: +351 210 200 490