Buyer
Buying an apartment to rent out: is it worth it? Advantages, risks and tips to maximise your investment
Private Office Market Report 2026
- 2 min read
- 03.12.2025
What is the mortgage effort rate and why you should calculate it before buying a home
How to Negotiate a Mortgage
- 5 min read
How to buy a holiday home in Portugal as an investment
Buying a holiday home in Portugal can be more than just a way to enjoy your vacations — it can also be a solid investment opportunity. In recent years, the Portuguese real estate market has gained popularity among both domestic and foreign investors due to the country’s economic stability, quality of life, and growing tourism sector.
Young Home Loan with 100% Financing: What You Need to Know
With the rising cost of housing in Portugal, many young people face a major challenge: how to buy a home without having a large down payment? To address this issue, the Portuguese government recently introduced a measure aimed at individuals up to 35 years old, allowing home loans with 100% financing—that is, without any upfront payment. This initiative aims to promote access to homeownership and ease pressure on the rental market, offering a unique opportunity for those wanting to take their first step into the real estate market.
How to get a mortgage to buy a house in Portugal
Buying a house is, for many, one of the biggest financial commitments of their lives. Given the size of the investment, most buyers rely on a mortgage to make this goal a reality. However, getting a home loan is a process that requires preparation, knowledge, and attention to detail. Choosing the right bank, understanding the contractual terms, and knowing how to negotiate conditions are key steps to ensuring financing that suits your needs and possibilities.
Tips for Buying Apartments Under Construction in Portugal
Buying an apartment under construction can be an excellent opportunity for those who want to acquire a new, modern home and, in many cases, with greater flexibility for customisation. However, this choice also involves specific risks and requires attention to several technical, legal, and financial details. The key to a good deal lies in a thorough analysis of each stage of the process.
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Engel & Völkers Portugal
Av. da Liberdade 196, 7 andar
1250-096 Lisboa, Portugal
Tel: +351 210 200 490