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Crédito habitação jovem com 100% financiamento: o que precisa de saber

Young Home Loan with 100% Financing: What You Need to Know

With the rising cost of housing in Portugal, many young people face a major challenge: how to buy a home without having a large down payment? To address this issue, the Portuguese government recently introduced a measure aimed at individuals up to 35 years old, allowing home loans with 100% financing—that is, without any upfront payment. This initiative aims to promote access to homeownership and ease pressure on the rental market, offering a unique opportunity for those wanting to take their first step into the real estate market.

  • 7 min read
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How to get a mortgage to buy a house in Portugal

Buying a house is, for many, one of the biggest financial commitments of their lives. Given the size of the investment, most buyers rely on a mortgage to make this goal a reality. However, getting a home loan is a process that requires preparation, knowledge, and attention to detail. Choosing the right bank, understanding the contractual terms, and knowing how to negotiate conditions are key steps to ensuring financing that suits your needs and possibilities.

  • 6 min read
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Tips for Buying Apartments Under Construction in Portugal

Buying an apartment under construction can be an excellent opportunity for those who want to acquire a new, modern home and, in many cases, with greater flexibility for customisation. However, this choice also involves specific risks and requires attention to several technical, legal, and financial details. The key to a good deal lies in a thorough analysis of each stage of the process.

  • 6 min read
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Discover the Pros and Cons of living in an Apartment

Choosing the ideal type of housing is one of the most important decisions when buying a home. Among the various available options, apartments remain a very popular choice, especially in urban areas where detached houses are limited and accessibility is highly valued. However, this choice should be made based on a clear evaluation of the associated advantages and disadvantages, always taking into account each person's or family's lifestyle and individual needs.

  • 5 min read
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O que precisa de saber antes de comprar Casa: Dicas utéis

How to Save Money to Buy a House in 2025

Buying a house is, for many, one of the most significant milestones of adult life. It represents not only the realisation of a dream but also a long-term investment with a direct impact on financial stability and family well-being. In 2025, this goal remains relevant and desirable, but it comes with new challenges that require even more rigorous planning.

  • 7 min read
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Tax Benefits for Foreigners Investing in Real Estate in Portugal

In recent years, Portugal has become one of the most attractive destinations for international real estate investors. Alongside mild climate, safety, and quality of life, the country offers important tax incentives that make property investment even more appealing—especially for foreign citizens. This article explores the key fiscal benefits, applicable regimes, and how to maximize them when you decide to buy a home in Portugal.

  • 7 min read
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Discover the Best Real Estate Agencies in Lisbon

In recent years, Lisbon has established itself as a vibrant city full of opportunities for those looking to invest in real estate, whether for living or generating rental income. More and more people are searching for homes in the Portuguese capital, making this article extremely useful. So, which are the best real estate agencies in Lisbon?

  • 6 min read
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Assessment of a Property’s Condition Before Buying a Home

Few moments in life are as important and significant as the decision to buy a home. Therefore, it is essential to ensure that everything goes as smoothly as possible, avoiding unexpected costs and following all necessary steps. One of the most crucial factors is knowing the real condition of the building, a step that protects against various medium- and long-term problems.

  • 4 min read
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What is a permanent property certificate in Portugal and how to obtain it

Buying a house involves several legal and administrative steps. One of the most important — and often least understood — is obtaining the permanent property certificate (certidão permanente do imóvel). Issued by the Portuguese Land Registry (Conservatória do Registo Predial), this document provides updated information on the legal status of a property, making it essential for a safe and transparent transaction.

  • 5 min read
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Real Estate Market Study: Tips for Making Informed Choices

The decision to buy a home is one of the most important and depends on various factors that should be carefully analyzed. One of the key steps is studying the real estate market in the area where you plan to buy. This updated analysis of prices, trends, and market/offers allows potential buyers and investors to make informed choices, minimizing risks and maximizing opportunities.

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How does buying an apartment work?

Buying an apartment is a significant step and, for many, a lifelong dream. This article aims to provide a detailed explanation of the process involved in purchasing a property, covering everything from initial preparation to finalizing the purchase.

  • 5 min read
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How to choose the best developments under construction to invest in

Investing in developments under construction presents a unique opportunity to diversify a portfolio and take advantage of appreciation prospects in a dynamic and constantly evolving market. Selecting the best projects requires a careful analysis of several factors, ranging from location and potential value appreciation to the quality of materials and the credibility of developers, as well as an understanding of associated costs, such as documentation and taxes.

  • 5 min read
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Engel & Völkers Portugal

Av. da Liberdade 196, 7 andar

1250-096 Lisboa, Portugal

Tel: +351 210 200 490