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Your real estate portfolio - how should it ideally be structured financially?

One of the clear Advantages of real estate as a capital investment compared to other investment opportunities, such as gold as an investment, is the possibility of lending through banks. It is important to note that the banks evaluate the personal income situation in addition to the property when financing the first property.

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A second home in southern Europe

Good reasons for having a second home in Bella Italia or lively Spain. The warm climate, only a few days of rain each year, and fresh Mediterranean air right on your doorstep! All of this is possible in Spain and Italy. Characterised by millennia-old culture, impulsive cities and internationally renowned cuisine, these two countries are ideal if you are looking for a holiday home abroad. In this article, you can find out which regions are most popular and where to invest in a second home. You will also learn about the regulations and requirements that apply when buying property in Spain or Italy.

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Luxury flat: Buying tips & information

In view of the increasing urbanisation, luxury flats are becoming more and more interesting for investors and owners. Luxury flats not only serve as a comfortable retreat, but often represent a lucrative investment. In the following, we will show you all the things you need to consider when buying or renting a luxury flat.

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When is a holiday home deemed a second residence?

A holiday home on the Baltic Sea or a weekend retreat in the countryside for own use are generally to be regarded as second residences. If, on the other hand, the holiday home is used exclusively for rental purposes, it is definitely not a second residence. In fact, an investment in holiday property can become a commercial property when certain income limits are reached. In both cases, the question of whether this constitutes a second residence is easy to answer. The situation is different if the property owners use their holiday home for themselves on weekends or during holidays and rent it out during the rest of the year.

Elegant living room featuring herringbone parquet flooring, high ceilings with ornate moldings, a crystal chandelier, tall windows with sheer curtains, a grey sofa, mid-century modern furniture, and tropical plants adding natural elements to the space

Sustainability & ESG in real estate: What is behind the trend?

The awareness surrounding environmentally friendly construction and social responsibility in the real estate sector is growing steadily. Sustainability is playing an increasingly vital role in property markets, heavily influencing private owners, investors, developers, and real estate brokerages alike. The driving factors behind this shift are clear: rising energy costs, statutory climate protection goals, and evolving expectations from buyers, tenants, and investors. Consequently, the industry is increasingly aligning itself with ESG criteria (Environmental, Social, and Governance) to ensure properties are eco-friendly, socially responsible, and economically resilient.

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Engel & Völkers Germany

Vancouverstraße 2a

20457 Hamburg, Germany

Tel: +49 40 361310