Investment-Financing
Solutions for every investment project
Investment properties require tailored financing solutions, whether it’s your first multi-family building or an expansion of your portfolio. But which loan model offers the best terms for your specific project? Specialized advisors at Engel & Völkers Finance understand the demands of sophisticated financing and can identify the right solution for even the most complex projects.
The main difference compared to assessing a private property lies in the valuation method. Multi-family residential buildings and mixed-use properties are typically valued using the income approach. This means the focus is on rental income and achievable returns. Banks also factor in risk elements such as potential rental defaults.
Engel & Völkers Finance
A thorough financing analysis takes into account all personal and property-related factors to create a cohesive overall concept. By comparing hundreds of providers and evaluating terms impartially, Engel & Völkers Finance can develop a financing solution that is both economically viable and tailored to your individual preferences. Speed, expertise, and independence form the foundation of our advisory approach.
A solid equity base is essential for investment properties. It is recommended to finance at least 20 to 30 percent of the purchase price with your own funds. The higher your equity share, the more favorable the interest terms and the more cost-effective your overall financing becomes.
There are virtually no upper limits on the loan amount, aside from your creditworthiness. However, mortgage loans are strictly earmarked, meaning the funds provided may only be used for the agreed-upon real estate project. Repurposing the funds for other ventures is not permitted.
To achieve optimal terms, we combine different financing elements. These include annuity loans with fixed monthly payments, KfW promotional loans to support upcoming energy renovations, adjustable repayment options for greater flexibility, and special repayments to become debt-free more quickly.
The specialized financing advisors at Engel & Völkers Finance ensure a reliable process from the initial non-binding consultation to the final disbursement. This efficiency is particularly advantageous for time-sensitive real estate transactions.
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Engel & Völkers Finance offers personalized, comprehensive advisory for financing your investment projects of any scale.
Every financing project is unique and requires a sensitive approach. That’s why we offer exclusive, personalized guidance built on trust and complete discretion.
Financing investment properties requires expert knowledge and market insight. Engel & Völkers Finance compares terms from more than 550 banks to find the optimal solution for your project.
Especially with complex property structures or high loan volumes, the value of specialized advice becomes clear. Our team understands the requirements of different banks and knows which institution offers the best terms for your specific situation.
Nationwide and regional funding programs are integrated into the financing plan. From the initial needs assessment and terms negotiation to the final loan disbursement, our financing experts act as reliable partners, ensuring a smooth and efficient real estate financing process.
Engel & Völkers Finance guides you from the initial consultation to the signed financing agreement. You benefit from seamless support, including needs assessment, comparison of terms, application submission, and contract processing. This comprehensive guidance helps save time, minimize errors, and ensure the timely execution of your real estate project.
Whether acquisition, renovation, or new construction, Engel & Völkers Finance identifies the financing solution that aligns perfectly with your investment strategy. Customized, efficient, and discreet.
Contact
Engel & Völkers Germany
Vancouverstraße 2a
20457 Hamburg, Germany
Tel: +49 40 361310